
Mortgages
Your Guide to Financial Security…
Mortgage on Curaçao

Are you planning to buy a second home on Curaçao or refinance an existing mortgage? Proper preparation is key. At International Fine Living, we guide you personally through the process so you can secure a mortgage with confidence that fits your needs and financial situation. From calculating your maximum borrowing capacity to the final transfer – we’re here to help.
A Mortgage on Curaçao in 5 Steps
Determine Your Maximum Mortgage
Before searching for your dream home, it’s smart to know how much you can borrow. A mortgage advisor or bank calculates this based on your income, savings, existing loans, and family situation. You’ll receive an estimate of how much you can borrow and how much personal funds you’ll need to contribute.
Find Your Dream Home
Once you know how much you can borrow, you can start searching. Whether you’re looking for a villa, apartment, or investment property, we’re here to help you find your dream home. Our buying agents assist with the search, organize viewings, and negotiate the best price for you.
Arrange Financing
After finding your home and signing the purchase agreement, the financing process begins. The bank or mortgage advisor will request documents such as payslips, an appraisal report, and possibly a life insurance policy. We help you gather all the required documents and ensure everything is submitted on time.
Sign the Mortgage Contract
Once your mortgage is approved, you’ll receive a mortgage proposal outlining all the terms and details. Pay close attention to additional options, like prepayment without penalties, to ensure future flexibility. After signing, the contract is sent to the notary.
Final Transfer
On the transfer day, you, the seller, and the notary sign the deed of transfer and the mortgage deed. The bank transfers the borrowed amount to the notary’s escrow account, who then registers the deed with the Land Registry. Once registered, you are officially the owner of your new home!
Simply the best...
Why Choose International Fine Living?

- 18+ years of experience
- International reach
- Strong marketing strategy
- Always available
- Personal approach
With our local expertise, international connections, and personal approach, we ensure the mortgage process is smooth and transparent. We guide you every step of the way and collaborate with the best advisors and notaries on Curaçao.
Mortgage Advice?
Want to learn more about mortgages on Curaçao or schedule a no-obligation consultation? Contact our team and discover how we can help make your dream home a reality!