Euro Strength Creates a Rare Buying Opportunity – But Only If You Hold Euros. Dollar buyers keep the same value.

Thinking about buying a home or investment property in Curaçao? If you're holding euros, now is your moment.

Property prices on the island haven't dropped – not even slightly. But your purchasing power just got a serious boost, thanks to a favorable shift in the exchange rate.

1 │ What's changed?

Property in Curaçao is priced in Caribbean guilders (XCG), which are pegged to the US dollar at a fixed rate:
1 USD = XCG 1.79

Since mid-February, the euro has strengthened by nearly 7% against the dollar. This means that a villa listed at XCG 1,000,000 now costs significantly less when paid for in euros.

Here’s what that looks like in real numbers:

On February 13, 2025: €1 = $1.0390
On May 12, 2025: €1 = $1.1106
That’s a +6.9% gain for the euro in just 88 days.

2 │ Not a market drop – Just pure FX leverage

This isn’t a discount from sellers. Local property prices in guilders haven’t moved, and demand remains strong.
The savings come purely from the exchange rate – and only if you’re buying in euros.

If you’re buying in dollars, prices haven’t changed. But for euro buyers, this shift means a real and immediate financial advantage.

Beware: exchange rates fluctuate. If the dollar regains strength, the current savings could disappear.

3 │ What does 7% really mean?

A villa listed at XCG 1,000,000 would have cost you €537,689 in mid-February.
Today, that same property costs only €503,025 – a savings of €34,664.

And the price tag in guilders? Unchanged.
This is the power of a strong euro.

(Based on €1 = $1.0390 vs. €1 = $1.1106; fixed USD to XCG rate at 1.79.)

4 │ Why buy now?

Instant equity upside – you’re effectively getting 7% more value on day one.
Lock in euro financing – fixed-rate euro mortgages are still accessible and attractive.
Earn income in USD – many vacation rentals on the island are priced in US dollars, giving euro-based owners a natural hedge.

5 │ How to seize the moment

Check your euro budget – you might now afford that ocean view or extra bedroom.
Get pre-approved quickly – we can help you connect with the right lenders and banks.
Work with a trusted local agent – like us at International Fine Living. We know which properties best fit this window of opportunity and how to act fast while the rate favors you.

6 │ Looking Ahead (and a word of caution)

Economists expect the euro to remain strong while US interest rate cuts are delayed. Still, FX markets are volatile and timing is everything.

Also remember: costs like notary fees, transfer taxes, and renovations are charged in guilders/dollars. That means they’re also currently cheaper in euros.

Ready to Make Your Move?

At International Fine Living, we track currency trends daily and help buyers:

Identify properties that now fit your euro budget
Negotiate in guilders while your euros are strong
Coordinate fast closings to lock in your FX advantage

Wondering how much your dream home costs today after the 7% shift?
Message us – the island and the savings are waiting.

Disclaimer: While International Fine Living makes every effort to provide accurate and timely information, we recommend that all buyers independently verify financial details with qualified professionals. Currency values fluctuate, and rights cannot be derived from the information in this article.

Note to other agents: This content is copyrighted by International Fine Living. Republishing or copying our text, in whole or in part, is not permitted. Feel free to share the article by linking to our original post.

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